SWIPE ACADEMY - CONFIDENTIAL AGENT RESOURCE ================================================================= PROPOSAL TEMPLATE ================================================================= [MERCHANT NAME] - Processing Audit & Optimization Plan Prepared by: [Your Name], Swipe Academy Certified Agent 1. CURRENT SITUATION Current Processor: [Competitor] Current Pricing Model: [Tiered / Flat Rate] Current Effective Rate: ___% 2. FORENSIC FINDINGS - Hidden Downgrades: We identified $___ lost to Non-Qualified surcharges. - Padded Assessments: The competitor is charging 0.18% for Visa Assessments when the true cost is ~0.14%. 3. PROPOSED SOLUTION (INTERCHANGE PLUS) Proposed Markup: ___% + $___ per transaction. Estimated Monthly Fees: $________ Estimated Monthly Savings: $________ Estimated Annual Savings: $________ 4. GUARANTEES - Zero Early Termination Fee (Month-to-Month agreement). - Next-Day Funding. - Direct Cell Phone Support.