SWIPE ACADEMY - CONFIDENTIAL AGENT RESOURCE
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PROPOSAL TEMPLATE (TEXT VERSION)
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[MERCHANT NAME] - Processing Audit & Optimization Plan
Prepared by: [Your Name], Swipe Academy Certified Agent

1. CURRENT SITUATION
Current Processor: [Competitor]
Current Pricing Model: [Tiered / Flat Rate]
Average Monthly Volume: $________
Average Monthly Fees: $________
Current Effective Rate: ___%

2. FORENSIC FINDINGS
- Hidden Downgrades: We identified $___ lost to Non-Qualified surcharges.
- Padded Assessments: The competitor is charging 0.18% for Visa Assessments when the true cost is ~0.14%.
- Junk Fees: $___ in PCI Non-Compliance and generic statement fees.

3. PROPOSED SOLUTION (INTERCHANGE PLUS)
Proposed Markup: ___% + $___ per transaction.
Estimated Monthly Fees: $________
Estimated Monthly Savings: $________
Estimated Annual Savings: $________

4. GUARANTEES
- Zero Early Termination Fee (Month-to-Month agreement).
- Next-Day Funding cut-off at 10 PM EST.
- Direct Cell Phone Support (No 1-800 numbers).