SWIPE ACADEMY - CONFIDENTIAL AGENT RESOURCE
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PCI-DSS COMPLIANCE FACT SHEET
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The Payment Card Industry Data Security Standard (PCI DSS)

THE FOUR LEVELS OF COMPLIANCE:
Level 1: Over 6 million transactions annually (Requires strict on-site audit by QSA).
Level 2: 1 to 6 million transactions annually (Requires SAQ).
Level 3: 20,000 to 1 million e-com transactions annually.
Level 4: Under 20,000 e-com transactions, or under 1 million physical swipes. (This is 99% of your portfolio).

SAQ TYPES:
SAQ-A: E-commerce sites that outsource ALL payment processing to PCI DSS validated third-party providers (Hosted IFrames). The easiest to pass.
SAQ-D: Merchants who store raw card data locally. The hardest to pass. Avoid this at all costs.

THE FINE STRUCTURE:
Non-Compliance Fee: Processors usually charge the merchant $19.95 to $39.95 a month if they fail to fill out their annual SAQ.
Data Breach Fines: $5,000 to $100,000+ per month until compliance is achieved.