SWIPE ACADEMY - CONFIDENTIAL AGENT RESOURCE
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ECOSYSTEM FLOWCHART DIAGRAM (TEXT REPRESENTATION)
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CARDHOLDER (Initiates Transaction) 
      | 
      v 
MERCHANT (Accepts Card via POS/Gateway)
      |
      v
ACQUIRER / PROCESSOR (First Data, TSYS, etc. - The entity you represent)
      |
      v
CARD NETWORK (Visa, Mastercard - The Toll Road)
      |
      v
ISSUING BANK (Chase, Citi - Approves or Declines Funds)

* Funds Flow: Settles backwards from Issuer -> Acquirer -> Merchant.
* Risk Flow: Liability rolls up from Merchant -> Acquirer -> Sponsor Bank.